If you want to go online and start a business as a sexy video cam model or start your porn career online, one of the first things you should consider is payment options. However, because of the nature of the business, regular payment processors will not accept your business. To get paid for your adult content, you should look at dedicated adult payment processors. Let us introduce you to ten of the best.
It is important to note that a payment processor’s sole purpose is to receive payments from customers. It is as simple as this:
Your website is visited by a customer who decides to purchase.
The payment processor will handle the payment (normally via their debit or credit card).
The payment processor will send you the money.
The payment processor is responsible for taking money out of the bank account of your paying customer and then giving it back to you. You can’t receive money without a payment processor and get paid for your services or content. It’s straightforward.
The problem is that there aren't a lot of companies that offer payment gateways for adults. We'll talk about why this is true in a minute.
We had to take some time to find the best ways for adults to pay. We think we have put together a list of 9 of our favorite ways to pay for porn.
All of them let you visit adult sites, which is a big worry for our readers. Everyone makes it easy to join. We can't promise that all of these payment processors will accept you. Some processors have very strict rules about how you can sign up. But there will probably be someone who will help you.
When we looked at these payment gateways, we also thought about how much they cost and how easy they were to use.
Don't forget that you can only use one payment gateway at a time. The more payment gateways you use, the harder it is to keep track of your money. It can also be hard to understand for people who want to buy. We suggest that you look at each one to see what it has to offer and then choose the one that suits you best.
Why do they have the name "high-risk payment processors"?
We've already said that many companies don't deal with adult content. But this is not a moral problem. This is because it is likely that something will go wrong. Among these are:
Many businesses won't work with other businesses, which could cause them to lose money. Because of this, it was hard to find good companies to work with. Most people will never have to deal with dangerous people.
Because of the risk, high-risk payment processors may charge higher fees. This is to make up for the costs of running the business in case something goes wrong with a payment.
Adults are often told to use CCBill as a payment processor. This is because CCBill is one of the most popular ways to process payments. It has many features that will make it easier for you to run your adult business.
There are many features in CCBill that will help your business run better. This makes it possible for you to make more money. Some of these things are:
You can set up billing to happen regularly. It also has a membership option, if you want to use it.
The ability to make a program for affiliates. This will help you get more people to visit your site. You don't need to worry about how commissions will be paid.
What's so great about CCBill? It is easy to add to any system you use to sell your adult content and services. If you want to, you can add it to mobile apps.
Adult payments are charged a fee starting at 10.8% and can go up. This may seem like a lot for an online service like this, but it's very cheap.
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Segpay is a company that handles all kinds of payments for adults. But many of the system's parts were made to make it easier to get payments regularly. This is the main focus of their homepage. It shows how much money they have spent on these tools. If your business is based on recurring payments, you should think about using Segpay.
One of Segway's best features is that it can work in different places and with different currencies. If you have a European customer, you can set up a direct deposit for them. Their bank accounts will be drained of the money. This could lead to more sales than just accepting debit or credit cards.
There are a lot of tools in Segway accounts. Even though Segpay is known for being able to work with almost every major shopping cart system, this is still the case. Getting it set up on that front usually only takes a few clicks.
With Segpay, customers can get discounts for being loyal. It can help you set up affiliates, and you can even suggest "cross-buys" with it. You can also cut down on chargebacks by using the built-in protection against fraud.
Everything is run from a single place. This portal has also been set up to work well on phones. You will always be able to get to your money, no matter where it is.
Epoch has been around for 25 years and is a well-known company. This means that they were one of the first payment processors online. Even though high-risk payments are not their primary focus, it is well-known that they let businesses for adults sign up.
To make sure you are a good fit for their platform, you must undergo a challenging selection process. This is done so that Epoch gets as few chargebacks as possible.
Epoch has a lot of different ways to pay. This is why a lot of people decide to join. Epoch has worked with more than 100 businesses from all over the world. Epoch is one of the few adult payment gateways that lets you accept payments from PayPal and Paysafe Card. If you are working directly with PayPal, you can't do this.
You'll also be happy to know that Epoch can "read" where your customer is from and serve up their system in the user's language, which means there's an even better chance of a sale.
Zombaio is the only online platform specifically designed for the adult entertainment sector. This is great because it means that Zombaio’s team can understand their customers’ needs and deliver the payment processing system they need. It has enabled them to improve their fraud prevention service, which reduces chargebacks.
One feature is the ability for Zombaio checkouts to price downloadable content dynamically. This is great for content sales at a discount. We recommend Zombaio because it allows you to accept live payments online. This is great if you offer regular cam shows. This will make it easier for your customers to pay you.
The best part? They have a low fee of 4.9%, making them one of the most affordable services in the industry.
Paxum is a company you may have heard about before. This platform is full of valuable features that may prove to be helpful for some people. It can be challenging to be approved for a Paxum account if you are a seller with higher risk.
Paxum is available worldwide in 50 countries. It also works with 20 currencies. You can accept payments using your standard debit or credit card. Paxum also allows for wire transfer payments. You can also receive payments directly through wire transfer (i.e., someone pays you from their bank accounts). You can withdraw money the exact same way.
We believe that Paxum is appealing to some people because they offer a prepaid card. Paxum allows you to apply for a debit card. You don’t have to wait to withdraw money from Paxum. The prepaid card will be linked directly to your Paxum account, so you can just use it as if you were using a real bank account…just make sure that you keep a record of your income and outflow for tax purposes!
Instabill was created from the ground up to meet the needs of high-risk merchants, particularly those working in the entertainment industry. We can’t say that the sign-up process is that simple, but the idea is to ensure that only those who will use their account properly get through. This helps keep the fees low.
Instabill offers many features, but not as many as the other platforms. There are a few that we think you might find interesting with Instabill. These include:
The ability to accept credit card payments ‘on the go. While it may not necessarily be brilliant for all those making sales in the adult entertainment industry, we do believe that some may benefit from taking sales directly from customers over the telephone or even ‘in person. It could work for those selling toys, or maybe phone sex services…or even as an escort in locations where that is legal.
Once per day, payments are sent to your bank account. This allows you to receive your money faster.
Instabill can handle payments in 160 currencies, which means more money for your business.
eMerchantPay is a company that believes in offering customers choice. It has 60 payment options available for your customers. This number is frequently increasing. It is possible for your customer to pay through eMerchantPay from any location in the world. This means you can convert more.
eMerchantPay has a robust fraud prevention system. It won’t be able to stop all fraud, but it should be able to help in most cases. eMerchantPay’s high-quality anti-fraud technology helps keep its fees low. They only work with high-risk companies, allowing them to refine their system to serve their clients’ needs better.
If that wasn’t enough, eMerchantPay works with all major shopping carts. The company can help you integrate the adult payment processor into these platforms. The company has extensive guides that will help you ensure it is done correctly. This is great for those with a lack of technical knowledge.
Another company that has been around for a while is NetBilling. In fact, they've been in business since 1998. They offer services in more ways than just online. Many retail stores use NetBilling's POS services.
NetBilling was chosen because it is easy for you and your clients to use. NetBilling makes it easy to sign up, so it won't be long before you can start accepting payments online.
Like many of the other platforms you'll see, NetBilling lets you accept direct payments from customers. You'll have access to a billing terminal on your phone that you can use to pay your bill. Just ask your customers for their debit or credit card information, and you'll be able to process their payment in no time.
NetBilling also has a system for call service. You might not think this is a good business idea for a small company. If you only have one thing to share, this service is not for you. This feature might work for you if you run a large adult entertainment business. It can help you save some money, for sure.
There have been 20 years of PayDiverse.com. It's not quite the same as some of these other platforms.
PayDiverse.com is more like a "search engine" (sort-of). Even though they can handle payments for you, their main job is to put you in touch with banks that can hold payments for your account (the merchant account). PayDiverse.com works with 40 banks from all over the world. These banks know that they will be working with customers who are high risk.
PayDiverse.com will take your information and contact the banks that may be the best fit for you. This makes it easier for people to say yes and often leads to a better deal. It says it has the highest approval rate in the industry for high clients, which is hard to argue.
The way this company handles payments is easy and quick. The money is sent out within 24 hours. This means you can get the money more quickly.
This payment processor is AI-driven. It has been able to spot red flags that are normally missed and recognize fraud. It is getting smarter every day. This helps to minimize fraud transactions, which is essential in adult entertainment.
VendoServices.com integrates seamlessly into any system you may be using. Although it is relatively inexpensive for the technology, it can be hard to get approved to work alongside them.